Your home may be the biggest investment you ever make. Losing it to water damage can be devastating. Private flood insurance offers peace of mind when nature is at its most fierce.
1. Flooding Affects Every State
Flooding is the most widespread natural disaster in the United States. It affects homes in every state. Just because you don’t live in a high-risk zone, doesn’t mean you are safe from flooding.
2. Homeowner’s Policies Don’t Cover Flooding
Most homeowner’s policies cover water damage from rain, but only until it reaches the ground. After that, it becomes flooding and it is probably not covered.
3. Your Home Has Unique Features
When your home is considered high value due to location, size or features, you may have trouble recovering costs after flood damage. The experts at Transparity Insurance Services recommend excess flood insurance to increase the policy’s value.
4. Payments When You Need Them
Federal disaster relief takes a long time to work its way through state and local governments. Having the right coverage can help you recover sooner. Instead of waiting for potentially years, you can start moving on with your life right away.
Losing your home to flooding can be devastating. But, with the right National Flood Insurance Program or private flood insurance policy, you will have the resources to move forward and start rebuilding.