A Short Guide To Police Insurance

Liability Insurance / Tuesday, July 13th, 2021

Police officers play a very important role in society. They are responsible for enforcing rules and maintaining order. However, this duty comes with a certain amount of risk. Aside from the obvious threat of physical harm, police work also comes with a lot of financial risks.  In today’s day and age, police officers are constantly at risk of facing claims of negligence or wrongdoing that could easily cost them thousands of dollars in legal fees. This is where police insurance comes in.

What Is Police Insurance?

Police insurance is a type of insurance coverage that protects law enforcement officers from the financial consequences of a claim being made against them. Police officers often find themselves in dangerous situations where they must make difficult decisions very quickly.  Police insurance is a must-have to protect their actions.

What Does Police Insurance Cover?

Police insurance covers a wide variety of claims that can be made against law enforcement officers. Some of the claims police insurance provides protection against are:

  • Excessive force
  • False arrest
  • Invasion of privacy
  • Negligence
  • Sexual abuse/molestation
  • Assault and battery
  • Failed CPR


Being a police officer is riskier today than it ever has been before. Police insurance can help protect you from financial damage if you end up in a tight spot.