Operating a business in the current day and age can often be quite stressful. This is especially true when you happen to work within a niche industry. The more unique the field your company operates within, the more likely it is you will be dealing with very specific risks. This is why it can be […]
E and O insurance stands for errors and omissions and refers to coverage for mistakes that professionals may make in the everyday execution of their duties. Here is an explanation of what this type of policy covers and why everyone needs it. What Errors and Omissions Insurance Covers Errors and omissions is another term for […]
Operating a business on or near large bodies of water can create a few specific obstacles. In order for you to protect your slips and docks, it is important to take time to review how to best insure your establishment. Marinas and similar businesses must adhere to specific regulations that dictate how insurance works. For […]
Managing a professional employer organization is no small task. To provide excellent services to clients and keep your employees happy, you need to think about the steps you take to protect your organization. While a standard plan can help cover a few basic points, taking out a more involved policy relating to PEO professional liability […]
Cybercrime is a high-stakes cat-and-mouse game. Unfortunately, it often seems that the mice, i.e., the cybercriminals, have the upper hand. A disconcerting thought in general, but particularly if you run a small business. While data breaches involving large organizations make the biggest headlines, 55% of small businesses have experienced at least one data breach. Unfair […]
There are a lot of aspects of the grocery industry that contribute or can be detrimental to a grocer’s bottom line. One possible cause of loss that must be constantly monitored and thought through is waste as a result of food spoilage. These losses occur primarily in the produce, deli, and dairy departments of a […]
Your home may be the biggest investment you ever make. Losing it to water damage can be devastating. Private flood insurance offers peace of mind when nature is at its most fierce. 1. Flooding Affects Every State Flooding is the most widespread natural disaster in the United States. It affects homes in every state. Just […]
The boating industry has a lot of risks, despite the glamourous lifestyle that those who own yachts and private vessels share with society. For marine contractors and those who engage in commercial or resident construction activities around the water, there are a number of exposures that can threaten construction and interrupt a way of life […]
There are thousands of insurance companies in the United States and dozens of different types of insurance. The variety within the insurance industry can make being an insurance agent an exciting and profitable career for many different types of people. The requirements to get started as an insurance agent vary, but there are three main […]
When you own a cleaning company, you’re at risk for a lot. If an incident has occurred and one of your employees has been accused of damage or misconduct of some kind, what do you need to do next? 1. Personally Speak With the Client and the Employee Always check in with both parties to […]