Common Insurance Risks for Outdoor Festivals

Festival Insurance / Friday, October 25th, 2019

Festivals are a growing interest, with more people wanting to gather together to enjoy a shared interest. With so many people in the same area, taking place in a large event, there are plenty of risks that can occur. Not everything can be controlled, and festivals offer a wide variety of different dangers that many other industries, businesses, and events wouldn’t encounter. As mentioned on, music festivals may seem nearly impossible to insure, but it is possible to find an outdoor festival insurance program that is equipped with all of the right policies to cover incidents such as the following.


Some things are unpredictable and uncontrollable, such as weather on the day of the festival causing damages, injuries or a complete cancelation.

Injured Performers

With some types of events, such as music, sports, and other entertainment-focused festivals, the high-energy performance can lead to tripping, falling or collisions, injuring the person or people involved.

Rowdy Audience

High-energy performances can also lead to a large group of people acting out and possibly damaging property or injuring others.


Whatever the reason, something serious could happen and lead to the event being completely canceled. This is one of the most common reasons for legal claims to arise.


Large gatherings of people can make it easier for malicious people to steal from others, whether it’s through pickpocketing or breaking into parked vehicles.