Trucking companies come in a variety of shapes and sizes, and each one has its own unique needs. Do you provide box truck services or full semi-trailer transportation? How many vehicles do you have in your fleet? Do you also provide storage and warehousing, or does your operation strictly provide transportation? Commercial truck insurance coverages are built around questions like these because a company offering in-state same-day courier services will not need the same insurance as one with coast-to-coast transportation availability that requires coverage in the entire contiguous 48 states.
Finding the Right Trucking Insurance
As a company whose main focus is logistics for other people’s products and possessions, your business has unique needs when compared to businesses that own their own vehicles for internal use and in-house delivery services. That’s why you should be working with an insurer who doesn’t just specialize in commercial vehicle coverage, but in the insurance that trucking companies need to stay protected. When you work with that kind of specialist, you have the opportunity to get exactly the right policy, with no gaps and no over-insurance in any key area of coverage. What more could you ask for, except maybe a month without storms during the workweek? Start talking to professionals about your needs and learn how to improve your coverage without inflating your overhead.