Protecting Your Trucking Business


Liability Insurance, Tractor-Trailer insurance / Tuesday, January 7th, 2020

Those who operate in transport are required by federal law to carry liability insurance when operating large trucks, such as freight haulers or tankers. There are risks involved with any business, but vehicles bring a unique set of risks when they are used to haul and deliver cargo. Because of the complexities with trucking liabilities, it is recommended that you confer with experts like the ones at www.gainins.com in order to secure the right tractor-trailer insurance.

Eligible Vehicles

The right insurance agent will be able to assess your business and the most pressing liability concerns. There are different trucking vehicles that need coverage, and these could include but are not limited to:

  • Box trucks
  • Tankers
  • Utility trucks
  • Refrigerated vehicles
  • Lowboys
  • Tilt trucks
  • Gooseneck
  • Livestock haulers
  • Logging trucks
  • Auto haulers

What You Can Expect

Your coverage can be specified to the risks of operations, but the goal of the policy should protect both your business and personal assets from irrecoverable loss. In order to provide the most comprehensive protection, your insurance policy should include coverage for physical damages, inclusions for uninsured motorists, truck cargo protection, and bodily injury liability coverage. Trying to pay out of pocket to replace damaged automobiles, absorb the costs of lost or stolen cargo, and pay for the costs of medical care for injured motorists can ruin your business. Don’t operate without a comprehensive trucking policy that can give you peace of mind in these areas.