General liability insurance is a fundamental policy for businesses, but for any company that involves an in-person service, a public liability policy is crucial to have as well. It is an additional way to mitigate exposure to risk. Here are the facts of what public liability insurance is and if your business can benefit from […]
A small business may be reluctant to work with a third-party company for human resources administration, but it can offer several key advantages. When resources and staff time are limited, outsourcing can be a cost-effective and efficient way to handle HR tasks. Get Expert Help One of the most appreciable benefits of working with an […]
Product liability is an often-misunderstood area of insurance, due in part to the fact that many general liability policies do carry at least some public liability coverage. As a result, it’s easy to go without this coverage when it could be vital to protecting your business. Remember, your general liability insurance covers a broad range […]
The presence of firearms is the proverbial elephant in the room when it comes to gun clubs and liability. However, they do not automatically mean that a gun club is an unsafe business to run. In fact, there are very few injuries reported as a result of controlled recreational firearm use at a range. The […]
General liability is often purchased by companies to cover employees who are injured during an accident on the job. However, independent contractors make up a huge amount of the labor force on many company properties, and you may wonder, “Does general contractors insurance cover subcontractors?” The simple answer is no. Many employers wrongly assume they […]
Trucking companies come in a variety of shapes and sizes, and each one has its own unique needs. Do you provide box truck services or full semi-trailer transportation? How many vehicles do you have in your fleet? Do you also provide storage and warehousing, or does your operation strictly provide transportation? Commercial truck insurance coverages […]
When truck drivers or company fleet managers looking to purchase insurance, accidents are only one of the factors used in generating a carrier’s risk profile. Digital data collections, on the part of the Central Analysis Bureau, have made it easier for insurance companies to get a complete look at the liabilities of taking on a […]
Purchasing auto insurance can feel like gambling at times. Paying a high premium without ever getting into an accident feels like throwing money out the window, but all it takes is one uninsured accident to incur thousands of dollars in car repairs. The goal when shopping for insurance is to strike a balance: pay as […]
CBD manufacturers face certain risks that other businesses do not. Research into the types of CBD claims shows these are the most troublesome areas to watch. Claims Relating to Advertising and Labeling The FDA does not allow companies to make claims about nutritional supplements or therapeutics that have not been shown effective through its testing […]
Managing a professional employer organization is no small task. To provide excellent services to clients and keep your employees happy, you need to think about the steps you take to protect your organization. While a standard plan can help cover a few basic points, taking out a more involved policy relating to PEO professional liability […]