How Insurance Brokers Can Provide Exceptional Services


As an insurance broker, it is your job to provide knowledgeable information to your clients so that they can select the most fitting policies for their needs. Of course, this is not always an easy road. To stay successful, you need to stay mindful of the latest information from organizations like the New Jersey Compensation […]

Continue Reading

Professional Liability for Property Brokers


Whether you operate a real estate firm or you work as an independent agent, you need to invest in insurance coverage to protect your assets. There are many real estate activities that can cause liability concerns for you, and without taking notice and preparing a line of defense, you could find yourself in financial chaos. […]

Continue Reading

How To Approach Insurance for Your Marina

Insurance Marketing

Operating a business on or near large bodies of water can create a few specific obstacles. In order for you to protect your slips and docks, it is important to take time to review how to best insure your establishment. Marinas and similar businesses must adhere to specific regulations that dictate how insurance works. For […]

February 8, 2021

What Is an Experience Modification Rate?

Experience Modification Rate

An experience modification rate is a calculation insurance companies use to manage workers’ compensation costs. It assesses past claims of this type and determines the potential for additional lawsuits. How Experience Ratings Work Insurance carriers use the metric: actual claims/expected claims to compare your workers’ compensation claims to other businesses within your industry. The industry average is […]

February 3, 2021

What Will Cause Someone to Fall Overboard

Fall Overboard

Boaters need to be conscientious about the possibility of falling overboard while they’re on the water. They also need to keep an eye out for any guests on their vessel who are not experienced boaters and may be unaware of the danger. Here are some of the most common causes of falling overboard. Slippery Surfaces […]

January 22, 2021

Steps To Take When Insuring Your Business

Business Insurance

Ensuring a business is far from a one-size-fits-all process. The nature of the type of work you do is going to heavily impact what kind of risks you face. This, in turn, dictates what kind of policy coverage makes the most sense for your business. Failing to properly assess risks in advance is a mistake […]

January 14, 2021

Insurance as a Risk Management Tool for Commercial Laundries

Risk Management

Commercial laundry operations face a certain number of risks. For example, complex and expensive laundry equipment might malfunction, stopping operations and possibly damaging clients’ clothing or linens as a result. Water can back up, causing flooding and property damage. A comprehensive risk management plan can help mitigate some of the risks associated with operating a […]

January 8, 2021

The Advantages of Having Bar Insurance

Bar Insurance

Owning a bar can be extremely rewarding and lucrative.  Unfortunately, there are many potential risks that come along with running a bar. When you are an establishment that serves alcohol, the usual risks associated with providing people with food and drinks increase drastically. In order to properly protect your bar, it is vital that you […]

January 4, 2021

Do Staffing Agencies Receive 1099s?

Staffing Agencies

If you are new to keeping records for your company, it can be difficult to make sense of all the IRS forms you need to file. Here is a simple explanation of what information a 1099 contains and why some staffing agencies receive them while others do not. What Is a 1099? A 1099 is […]

December 3, 2020