Boaters need to be conscientious about the possibility of falling overboard while they’re on the water. They also need to keep an eye out for any guests on their vessel who are not experienced boaters and may be unaware of the danger. Here are some of the most common causes of falling overboard. Slippery Surfaces […]
Ensuring a business is far from a one-size-fits-all process. The nature of the type of work you do is going to heavily impact what kind of risks you face. This, in turn, dictates what kind of policy coverage makes the most sense for your business. Failing to properly assess risks in advance is a mistake […]
Commercial laundry operations face a certain number of risks. For example, complex and expensive laundry equipment might malfunction, stopping operations and possibly damaging clients’ clothing or linens as a result. Water can back up, causing flooding and property damage. A comprehensive risk management plan can help mitigate some of the risks associated with operating a […]
Owning a bar can be extremely rewarding and lucrative. Unfortunately, there are many potential risks that come along with running a bar. When you are an establishment that serves alcohol, the usual risks associated with providing people with food and drinks increase drastically. In order to properly protect your bar, it is vital that you […]
If you are new to keeping records for your company, it can be difficult to make sense of all the IRS forms you need to file. Here is a simple explanation of what information a 1099 contains and why some staffing agencies receive them while others do not. What Is a 1099? A 1099 is […]
Do you own a business that operates on or near a large body of water? Do your services include renting out or storing personal watercraft? If so, then you absolutely need to take extra time when determining the perfect insurance package for your company. Factoring in certain variables can make a huge difference when it […]
To protect employee pension plans, the U.S. government enacted the Employee Retirement Income Security Act, also known as ERISA, in 1974. The legislation places a heavy burden on employers while conferring rights to employees. These are the top three things everyone should know about ERISA. Covers Private Sector Employees Although they may offer employee benefits, […]
Educational institutions can be quite unique when it comes to insurance. Unlike other establishments, the educators and administrators in this industry must be mindful of the changing times and possible legal battles. These days, schools are seeing more lawsuits than ever before for an array of reasons. If you haven’t taken these factors into account […]
A PWC or personal water craft is a small type of boat that uses an inboard jet drive for propulsion. PWCs are designed to be ridden, rather than sat inside of. An example of a commonly known PWC is a jet ski. These water craft can be a lot of fun but are not without […]
When it comes to earning a profit, operating a laundromat can be a means to that end. Before you can start to see the profit rolling in, however, you have to have a customer base. While placing your laundromat in a busy area can help you bring in new customers, if you want the best […]