The presence of firearms is the proverbial elephant in the room when it comes to gun clubs and liability. However, they do not automatically mean that a gun club is an unsafe business to run. In fact, there are very few injuries reported as a result of controlled recreational firearm use at a range. The […]
General liability is often purchased by companies to cover employees who are injured during an accident on the job. However, independent contractors make up a huge amount of the labor force on many company properties, and you may wonder, “Does general contractors insurance cover subcontractors?” The simple answer is no. Many employers wrongly assume they […]
Trucking companies come in a variety of shapes and sizes, and each one has its own unique needs. Do you provide box truck services or full semi-trailer transportation? How many vehicles do you have in your fleet? Do you also provide storage and warehousing, or does your operation strictly provide transportation? Commercial truck insurance coverages […]
When truck drivers or company fleet managers looking to purchase insurance, accidents are only one of the factors used in generating a carrier’s risk profile. Digital data collections, on the part of the Central Analysis Bureau, have made it easier for insurance companies to get a complete look at the liabilities of taking on a […]
Purchasing auto insurance can feel like gambling at times. Paying a high premium without ever getting into an accident feels like throwing money out the window, but all it takes is one uninsured accident to incur thousands of dollars in car repairs. The goal when shopping for insurance is to strike a balance: pay as […]
CBD manufacturers face certain risks that other businesses do not. Research into the types of CBD claims shows these are the most troublesome areas to watch. Claims Relating to Advertising and Labeling The FDA does not allow companies to make claims about nutritional supplements or therapeutics that have not been shown effective through its testing […]
Managing a professional employer organization is no small task. To provide excellent services to clients and keep your employees happy, you need to think about the steps you take to protect your organization. While a standard plan can help cover a few basic points, taking out a more involved policy relating to PEO professional liability […]
Cybercrime is a high-stakes cat-and-mouse game. Unfortunately, it often seems that the mice, i.e., the cybercriminals, have the upper hand. A disconcerting thought in general, but particularly if you run a small business. While data breaches involving large organizations make the biggest headlines, 55% of small businesses have experienced at least one data breach. Unfair […]
There are a lot of aspects of the grocery industry that contribute or can be detrimental to a grocer’s bottom line. One possible cause of loss that must be constantly monitored and thought through is waste as a result of food spoilage. These losses occur primarily in the produce, deli, and dairy departments of a […]
Owning and operating a business that manufactures, distributes, or sells cannabis products can come with a number of unique challenges. Since cannabis is only recognized as legal in a select number of states and not on a federal level, there are countless complex and specific problems that can arise at any point in the process. […]