The Fundamental Liability Insurance All Transportation and Trucking Workers Should Know About


Liability Insurance / Monday, April 26th, 2021

Working in the transportation and trucking industry comes with its risks, so it’s important for all industry employees to consider getting thorough transportation and trucking liability insurance. With some fundamental coverage, you may be able to protect yourself against common situations and claim types.

Key Transportation Coverage Could Protect Against Frequent Liabilities

Perhaps the biggest advantage of trucking and transportation liability coverage is that it protects against some of the most frequent liability types encountered in the industry. These can encompass, but are not limited to:

  • General liability coverage
  • Commercial property and commercial auto coverage
  • Pollution liability coverage
  • Equipment breakdown protections
  • Workers’ compensation
  • Trailer interchange coverage
  • Non-trucking liability coverage

Transportation Workers Driving Several Common Vehicle Types Could Be Eligible

Because the trucking and transportation industry is expansive, there are many common vehicle types that could be eligible for this insurance. If you work as a driver for any of the following types of vehicles, you may qualify.

  • Delivery vans
  • Tractor trailers
  • Tow trucks
  • Flatbed trucks
  • Commercial trucks
  • Dump trucks
  • Motor carriers
  • Limousines
  • Refrigerated compartment trucks

Without adequate transportation and trucking liability insurance, industry workers may be more vulnerable to common claims and liabilities, including pollution, equipment breakdown and more. Review these fundamental facts to determine whether you could benefit from this specialized insurance.