The Ins and Outs of PWC Insurance


PWC Insurance / Wednesday, November 4th, 2020

A PWC or personal water craft is a small type of boat that uses an inboard jet drive for propulsion. PWCs are designed to be ridden, rather than sat inside of. An example of a commonly known PWC is a jet ski.

These water craft can be a lot of fun but are not without risks. Many people only use their PWC a few times a year and are lulled into a false sense of security. Unfortunately, each time you are on the water, there is a risk of an accident. Before you hit the water, it is important to make sure you are adequately protected. This is where PWC insurance comes in.

What Does PWC Insurance Cover?

This type of insurance covers you against a variety of different things including:

  • Damage to another boat
  • Injury or death to someone else
  • Damage to your PWC
  • Vandalism

What is Not Covered by PWC Insurance?

If your water craft is modified in any way that increases speed or performance, it is unfortunately not able to be covered by this type of insurance. In addition, PWC Insurance generally does not cover you if you operate your PWC after dark.

PWCs or personal water crafts can be a blast, however, they are not without risk. Purchase PWC insurance today to make sure you are covered next time you hit the water!